The Buying Process
Buying a home looks different for everyone. Whether you’re just starting to explore or ready to make an offer, I’m here to meet you where you are. My focus is on education and guidance, so you feel confident and informed every step of the way.
The Buying Process
The Buying Process
Getting pre-approved is the first step toward a successful home search. A mortgage lender will help you determine the mortgage that best fits your budget and goals, then provide a pre-approval letter. With that letter in hand, you’ll know your price range and be ready to make a strong offer when the right home comes along—just send it to me so we can move quickly.
Once you’re pre-approved, it’s time for the fun part—home shopping. Meet with Sky to discuss your list of needs and wants, then start touring the homes that fit your criteria. Along the way, Sky will provide market data and insights to help you make confident, well-informed decisions.
When it’s time to make an offer, having an experienced REALTOR® on your side makes the process smoother. Sky will prepare the legal documents, explain the details, and guide you through terms and negotiations.
Once you’re under contract, the next step is inspections. I can connect you with a range of trusted local inspectors so you can choose who feels right for you. After the inspection, I’ll help you review the results and strategize on how to approach repair requests or negotiations, making sure your interests are protected.
After inspections, your lender begins the underwriting process. This is when they verify your financial documents, employment, and credit to fully approve your loan. During this time, it’s important not to take out new loans, make large purchases, or make major changes to your bank accounts—these actions can affect your approval. Sky will stay in close contact with your lender and keep you updated so you can move toward closing with confidence.
Closing day is the final step in your home-buying journey. This is when all documents are signed, funds are transferred, and the keys are handed over. I’ll be there to guide you through the paperwork, answer any last-minute questions, and make sure the process goes smoothly so you can focus on celebrating your new home.
